Everyday Money

As well as Financial Planning, we offer a range of services that deal with everyday money matters to facilitate your life in France. In each category, we work with trusted financial partners and make personal introductions to the people who can best meet your needs.

Opening a Bank Account

Our partnership with BNP Paribas, one of the best-performing banks in France, means you can open a French bank account even before you arrive. Having a euros account makes administration easier and is invaluable if you are buying a home, obtaining a French phone number or setting up a direct debits to pay your electricity and gas accounts. Whether you prefer to open the account remotely (with a 10,000 euros deposit that you can withdraw as soon as the account is up and running) or in person (no deposit required), our collaboration with BNP Paribas ensures a smooth experience. 

Currency Conversion

Having a euro currency account when you move to France is always a good idea, especially when you are looking to rent or buy a property. Setting up a free account with our currency exchange partners, MoneyCorp, means you can convert your money when the exchange rate is favourable, as well as the bonus of being able to pick up the phone and talk to one dedicated contact who will look after your account and handle payment and exchange processes for you. Best of all, it can take as little as 90 seconds to set up an account!

Mortgage Application/Mortgage Set Up

At HCB Services Limited, we simplify the complex process of applying for a mortgage which is specifically tailored to your needs. As part of this specialist service, we introduce you to two trusted banking groups and prepare all the necessary documentation for the account setup, making the mortgage application process stress-free and fully compliant with all relevant regulations and requirements.